According to a survey by HR consultancy major Hewitt Associates, IT sector would see the lowest pay hike of 11.3% in India next year, down from 12.5% in 2008

According to another poll on salary hikes you got in this year’s appraisal. Here is a snapshot of the results:

45 per cent got a hike of less than 10 per cent
33 per cent got a hike between 10 to 20 per cent
22 per cent got a hike over 20 per cent
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For the small investor, the market crash has come as a rude shock. Short-term vs long-term. When will the markets rise or fall, is anybody’s guess. This, however, should not change your goals. So, how do you invest in the market, ride the volatility and still reach your financial goals? The short answer is systematic investment plans.

And there are only two things that small investor can think of doing:
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